Simple, Fast SBA Loans for Your Business.

Leverage government-backed programs for lower rates and longer terms—with a straightforward process designed for growth.
Get a Quote
Inspyre Funding SBA Loans help businesses access government-backed financing with low rates and flexible terms.
Business owner using SBA Loan for expansion and affordable long-term financing.

What is an SBA Loan?

An SBA loan is a government-backed financing option that reduces risk for lenders, making it easier and more affordable for business owners. Because the government guarantees part of the loan, lenders are more willing to provide larger amounts with better terms.

SBA loans feature competitive rates, lower down payments, and longer repayment schedules—ideal for established businesses ready to expand. They are often used for real estate, equipment financing, refinancing debt, or funding growth projects. For lump sum capital with fixed terms, see our Business Term Loans, giving entrepreneurs stability and confidence in financial planning.

Get Free Consultation

When to Choose an SBA Loan

Established Businesses

Strong revenue history makes qualifying easier.

Business Acquisitions

Fund mergers or buy out an existing company.

Real Estate Purchases

Buy property for your operations.

Working Capital

Fuel expansion and new opportunities.

Debt Refinancing

Replace high-cost loans with better terms.

Equipment Purchases

Finance machinery with extended terms.

Get Free Consultation

Why SBA Loans Through Inspyre Funding?

Government Backing

Lower risk for lenders means you secure better loan terms.

Longer Terms

Repay comfortably with extended schedules and manageable monthly payments.

Lower Down Payments

Preserve more of your cash for growth instead of upfront costs.

Competitive Rates

Save thousands over the life of your loan with lower interest.

Frequently Asked Questions

The most common SBA loans are the 7(a) Loan Program for general business expenses, the 504 Loan Program for real estate and equipment, and the Microloan Program for smaller amounts under $50,000.
Approval typically takes 2–6 weeks, depending on the loan type and lender. Some SBA Express loans can be approved in as little as 36 hours.
Most lenders prefer a personal credit score of 650 or higher for SBA loans, though requirements may vary depending on the product and your overall business profile.
Yes, but it’s more challenging. Startups can sometimes qualify through SBA Microloans or if the founders have strong personal credit, relevant industry experience, and a solid business plan.
More Question? Send Email

info@inspyrefunding.com

Ready to Secure an SBA Loan for Your Business?

Get better rates, lower down payments, and longer terms—backed by the SBA.

Start Application